Need an appraisal in St. Louis, Warren, Lincoln or Saint Charles County?

The top 7 reasons MO homeowners need St. Charles/WestPlex Appraisal Services, LLC:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to cut their mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If property needs to be divided because of a divorce
  7. Settle an estate in MO by determining the true market value of property in question

Do you own a home in or near St. Charles County? Do you need help determining the price of your real estate?
Contact St. Charles/WestPlex Appraisal Services, LLC.

At St. Charles/WestPlex Appraisal Services, LLC, we understand the particular needs of a customer looking for appraisal services. Our usual business clients get the appraisal process and the standard "products" we deliver to them. Being a consumer that probably doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at St. Charles/WestPlex Appraisal Services, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping, you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.

Need to cancel PMI?

A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're qualified in helping people just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenging Saint Charles county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down. That only means you're paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from St. Charles/WestPlex Appraisal Services, LLC is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from St. Charles/WestPlex Appraisal Services, LLC can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for preciseness, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can assist you While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.